Household Products

Household Products

Household/Family Legal Expenses
Our Household/Family Legal product will help your client’s battle against every day common, problematic situations by providing essential, sound, practical advice anytime of the day or night. Depending on the cover chosen, we can cover:

•    Free Legal Advice
•    Personal Injury
•    Jury Service
•    Probate
•    Tax Protection
•    Property Protection
•    Education
•    Employment Disputes
•    Contract Disputes
•    Criminal Prosectution Defence 

Cover ranges up to £75,000.

A team of experienced solicitors will act for your clients, protecting their legal rights and ensuring they get the justice they deserve.

Home Emergency
This policy will provide a 24/7 helpline should you suffer from an emergency situation in the property. Areas of cover include:

•    Plumbing & Drainage
•    Water Supply
•    Failure of Electricity
•    Total Failure of Primary Heating System
•    Inoperable Toilet
•    Home Security
•    Pest Control
•    Lost Keys
•    Emergency Gas Supply
•    Roofing

We have levels of cover ranging from £250 - £1,000.

Home Excess Protection
Should your client be unfortunate enough to have to make a claim on their home insurance, our cover will provide the client peace of mind by reimbursing any excess they have to pay on a successful claim.

Second Property Legal Expenses
Our Second Property Legal Expenses cover will provide protection to a clients second property (Including static caravans and park homes). Areas of cover are:

•    Free Legal Advice
•    Contract Disputes
•    Property Protection

Level of indemnity is £50,000. 

Second Property (Inc Let) Legal Expenses

Our Second Property Legal Expenses cover will provide protection to a clients second property (Including static caravans and park homes). Areas of cover are:

•    Free Legal Advice
•    Contract Disputes
•    Property Protection
•    Tax Protection
•    Legal Defence
•    Attendance Expenses

Level of indemnity is £50,000. 

Key Protection

Protection is designed to provide assistance, protection and peace of mind for the client whose keys are lost, stolen or damaged. There is no excess for the client to pay when making a claim, nor is there a limit to how many claims a client can make (subject to an overall limit of £1500 per year). 
   
We also offer a fobless option as well as EU Cover. 

Gadget Cover
Our gadget cover policy provides you with a valuable enhancement to your product range and will help your clients protect the gadgets they can’t live without. Having gadget cover means your client will not need to claim on a main motor or household policy, keeping any No Claims Discount intact. The policy covers any of the following scenarios:
•    Accidental Damage
•    Theft
•    Accidental Loss
•    Breakdown
•    Liquid Damage
•    Fraudulent Call Cover
•    Malicious Damage

We have covers up to £500, £1,000 & £1,500 and you can make up to 2 claims in any one period of insurance.

Your client does not need to declare the items they want covered. They just have a chosen level of indemity and will be covered up to that amount per claim.

Bicycle Cover
Our Bicycle Cover product covers Accidental Damage, Theft, Breakdown, Personal Accident (up to £10,000), Public Liability (up to £1,000,000) as well as up to £100,000 worth of Legal Expenses.
 
This product covers bicycles up to 36 months old which are bought and used in the UK, The Isle of Man, Channel Islands, and the Republic of Ireland. Cover is extended to include use of the bicycle anywhere in the world up to a maximum of 60 days in total, in any 12-month period.
 
There is an excess applicable on all claims which will be 10% of the maximum cover limit of the bicycle.
 
Optional and Standalone offerings available.