Household Products

Household Products

Household/Family Legal
Our Household/Family Legal product will help your client’s battle against every day common, problematic situations by providing essential, sound, practical advice anytime of the day or night. Depending on the cover chosen, we can cover:

•    Free Legal Advice
•    Personal Injury
•    Jury Service
•    Probate
•    Tax Protection
•    Property Protection
•    Education
•    Employment Disputes
•    Contract Disputes
•    Criminal Prosectution Defence 

Cover ranges up to £75,000.

A team of experienced solicitors will act for your clients, protecting their legal rights and ensuring they get the justice they deserve.

Home Emergency
Not all Household Insurance policies provide cover in the event of an emergency. Our Home Emergency product will give your client a dedicated 24/7 365 emergency helpline and offer assistance in the following:
•    Main Heating System
•    Plumbing & Drainage
•    Home Security
•    Toilet Unit
•    Domestic Power Supply
•    Lost Keys
•    Vermin Infestation
•    Alternative Accommodation Costs
•    £500 claim limit
•    Unlimited claims

Home Excess Protection
Should your client be unfortunate enough to have to make a claim on their home insurance, our cover will provide the client peace of mind by reimbursing any excess they have to pay on a successful claim.

Home Buyers Protection
Our Home Buyers Protection insurance will help protect your client should a house purchase fail to complete. It is designed to protect them against loss of conveyancing costs and associated legal fees up to £1500 should the house purchase not proceed through to successful completion. Levels of indemnity are:
•    Conveyancing Fees including Local Authority Searches - Up To £750
•    Mortgage Arrangement Fees of Lenders Fees - Up To £500
•    Survey and Valuation Fees - Up To £250

Second Property Legal Expenses
Our Second Property Legal Expenses cover will provide protection to a clients second property (Including static caravans and park homes). Areas of cover are:

•    Free Legal Advice
•    Contract Disputes
•    Property Protection

Level of indemnity is £50,000. 

Second Property (Inc Let) Legal Expenses

Our Second Property Legal Expenses cover will provide protection to a clients second property (Including static caravans and park homes). Areas of cover are:

•    Free Legal Advice
•    Contract Disputes
•    Property Protection
•    Tax Protection
•    Legal Defence
•    Attendance Expenses

Level of indemnity is £50,000. 

Key Protection

Protection is designed to provide assistance, protection and peace of mind for the client whose keys are lost, stolen or damaged. There is a 24/7 emergency helpline with specialist trained advisers ready to assist should the client need it. There is no excess for the client to pay when making a claim, nor is there a limit to how many claims a client can make (subject to an overall limit of £1500 per year). We even offer a £20 reward to the finder of lost keys.
   
We also offer a fobless option as well as EU Cover.